Post graduate in Commerce. Retired from a Public Sector Bank after putting in over 36 years of service. Have exposure to banking and finance . Taken care of the needs of Corporates, small businesses, individuals, farmers and those engaged in Agriculture and allied activities during my service as a Banker. Worked in Metros, Urban and rural areas and have gained understanding of the problems and challenges faced by people from different segments of society, their ways of life, culture and financial needs etc. Post retirement, doing consultancy (Banking-related) just to keep myself occupied. Also interested in teaching and philanthropic activity in areas where I have some capability.